Dividend offers BOTH no dealer fee and promotional programs (Same as cash, delayed first payment, etc.) with competitive dealer fees, instant approval, guaranteed payment, and unsecured home improvement financing for credit scores as low as 640 (540 coming soon). They fund you directly.
Dividend does not currently finance in the following states: Alaska, Montana, Nebraska, North Dakota, South Dakota, Vermont, Wyoming. If you need an alternative lender please let us know.
NEIF offers no dealer fee, instant approval, guaranteed payment unsecured home improvement financing for most makes and models of HVAC, Insulation, Roofing, Windows, Doors, and other energy and resilience improvements with terms to ten years and credit scores as low as 640, with funding within two days of job completion. NEIF is the nation’s only Certified B Corp™ and US DOE Home Improvement Expert Lender Partner.
NEIF does not currently finance in the following states: Alaska, Arizona, Arkansas, Colorado, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Tennessee, Texas (Pending), Utah, Washington, Wisconsin, Wyoming.
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